What happened
On Friday afternoon, November 13, the Federal Aviation Administration (FAA) stopped departing flights at airports across the United States. The FAA said it acted for safety reasons after a communications outage affected the air traffic control centers that guide planes between airports.
Here is what we know so far:
- Flights in the air were allowed to continue and land.
- Flights on the ground were held from taking off.
- International flights headed to the U.S. are being handled case by case.
- Thousands of flights have been delayed or canceled nationwide.
- The cause is still under investigation. Officials say there is no sign of an attack.
- Flights will resume gradually as air traffic systems recover. Delays and cancellations may continue for some time.
- Unaffected areas: Certain U.S. territories (e.g., Alaska, Hawaii) were not subject to the stop, and non-U.S. mainland flights from Hawaii were also unaffected.
What to do if your travel is affected
- Check your flight status. Use your airline’s app or website before going to the airport. Schedules may keep changing as flights resume.
- Ask your airline about your options. Many airlines are offering travel waivers, which may let you change your flight without a fee. If your flight is canceled, ask about rebooking or a refund.
- Manage your policy in MyAccount. Log in to MyAccount or download the MyAccount mobile app to:
- View and download your policy documents, including your ID card and plan details.
- Review your benefits, such as Trip Delay, Missed Connection, or Trip Interruption, if your plan includes them.
- Cancel your policy if your trip is canceled. Refund eligibility depends on your plan and whether your coverage has started.
- Extend your coverage if a delay will keep you in the U.S. past your policy end date.
- Save your records. Keep delay and cancellation notices, receipts for meals, hotels, and transportation, and any new booking confirmations. You may need them for an insurance claim.
- File a claim with your insurance company. Claims are handled by the insurance company that issued your plan. You can find their contact information in your policy documents in MyAccount.
Will a New Travel Insurance Plan Cover the FAA Grounding?
Insurance generally does not cover events that are already known when a policy is purchased. A plan bought now is unlikely to cover delays or cancellations caused by this grounding. A new plan can still protect you against other covered events during your trip.
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