Patriot Exchange Program℠ is extendable with the following rules:
- Minimum initial purchase duration: 1 Month
- Maximum extended duration: 4 Years
- Extension fee: $0
Extensions can be made for 5 days or longer duration at a time.
NOTE: This is an extension of the policy and NOT a new policy. That means that if something happens in the previous policy period, it will not be considered a pre-existing condition. While if you take a new policy, it will be considered a pre-existing condition. Thus, the ability to extend is a big advantage.
All extension fees, if any, are charged by the insurance company. There are no additional fees (or any other fees) charged by your agent.