Affordable Asia Travel Insurance

Asia is home to six out of every 10 people on the planet. The number of lifestyles and cultures here is truly mind boggling; you simply have to experience it for yourself.

Asia can be amazing, beautiful, complex, and chaotic – often all at the same time. It’s important to protect yourself on any trip to Asia with the right travel insurance for your needs.

Get answers to some common Asia travel insurance questions below and browse a list of countries and cities to find your perfect Asian destination.

Frequently Asked Questions about Asia Travel Insurance

What is travel insurance?

Travel insurance is a type of coverage designed to protect you from unexpected expenses or losses during a trip. It can include benefits like trip cancellation, lost luggage reimbursement, emergency medical assistance, and evacuation services. With travel insurance, you’re financially protected against a range of potential issues, whether it’s a medical emergency abroad or an unforeseen disruption to your travel plans. Different types of travel insurance plans offer varying levels of coverage to meet specific travel needs.

Do you need travel insurance for Asia?

We recommend all visitors to Asia purchase travel insurance coverage, regardless of requirement. However, certain countries may have mandatory insurance requirements in place at times. Check the destination list below for specific insurance requirements, and always check with the country’s embassy for updated requirements prior to your trip.

What Should Your Travel Insurance Cover for a Trip to Asia?

The right travel insurance for Asia should financially cover you for any risk you may encounter. This includes health risks from injuries or diseases like dengue fever or malaria, and additional expenses due to travel mishaps. Asia travel insurance or travel medical insurance can help.

What is Not Covered by Travel Insurance to Asia?

Though the exact situations not covered by travel insurance for Asia and Southeast Asia travel insurance can vary by plan, all will exclude scheduled medical care and medical tourism coverage. In addition, travel medical insurance plans will not cover trip cancellation, though travel insurance plans certainly will. It’s important to read through the policy documents of any Asia travel insurance plan prior to purchase. This way, you’ll know exactly what is covered and what is not.

When is the right time to buy travel insurance for a trip to Asia?

The ideal time to purchase Asia travel insurance is as soon as your money is at risk. For most Asia travel insurance plans, it's recommended to buy coverage shortly after making your initial trip deposit, as this ensures you're protected against unexpected cancellations or changes. For travel medical insurance, it’s important to have coverage in place before your trip even begins, so you’re covered from the moment you depart. By securing your insurance early, you can travel with confidence, knowing that you're protected against unforeseen circumstances throughout your entire journey.

Do Americans need travel insurance for a trip to Asia?

Whether Americans need travel insurance for a trip to Asia from a legal perspective depends on the specific country. Check the individual destination pages below for more details. However, it’s important to note that most American domestic health insurance plans will not be accepted in Asia, so it’s a good idea to have travel insurance regardless of requirement.

What can I expect to pay for travel insurance to Asia?

The cost of travel insurance to Asia varies depending on a number of factors, including your destination, the duration of your trip, your age, and any pre-existing health conditions. The type and level of coverage you choose—whether you're looking for basic protection or comprehensive coverage for things like medical emergencies, trip cancellations, and lost luggage—also play a role in determining the price. To make sure you get the best value for your needs, visit our quotes page, where you can easily compare multiple plans and find the perfect one to suit your travel plans and budget.

Do you need health insurance to go to Thailand?

The only travelers who currently require travel insurance to go to Thailand are those who are later traveling onward from Thailand to another country that requires proof of a negative COVID-19 test. However, keep in mind that these requirements may change with little notice, so check with the embassy before shopping for plans.